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The insurer's report to heart health benefits.

Heart health is no longer just about catching what goes wrong. Leading insurers are using it to reach every member, even the ones who feel perfectly healthy, spotting risk early and turning a clinically validated check into a benefit members actually use.

This is how 'State of Heart Health in Member Benefits' can help you:

  • Understand how much cardiac risk sits undetected in a typical member base
  • See what two leading insurers found when they monitored actively
  • Frame the financial case for your specific product line
The 2026 Member Benefit Benchmark report: State of Heart Health in Member Benefits

Download the report here for free!

Insurers and health plans working with FibriCheck

  • Helan
  • VGZ
  • Benenden Health
  • Cigna Healthcare
  • Sanitas
  • BNP Paribas

The member most likely to cost you the most is probably not on your radar.

The risk hiding in your books

In active monitoring programmes, more than 40% of atrial fibrillation is detected in members who report no symptoms. These members would not have sought care through conventional pathways, and would not appear in claims data until after an event. The report documents what insurers found when they looked, and makes the case for why similar risk profiles are likely present in every unmonitored member base.

What other insurers are doing

The report includes case studies from a Belgian mutual fund and a UK health cash plan provider, covering how each partner positioned FibriCheck within their member benefit, what outcomes they measured, and what the engagement data showed. It also explains why the value proposition looks different depending on the type of insurer.

The business case in numbers

The report sets out the basic financial logic: what a single prevented cardiac event costs versus what a programme costs per member per year, applied across five insurance product lines. It is designed to frame the conversation and orient your internal case, not replace the analysis.

Sources

  1. 1 · 1 · JD Power 2026 U.S. Healthcare Digital Experience Study
  2. 2 · 2 · JD Power Commercial Member Health Plan Study, 2025
  3. 3 · 3 · Engagys 10th Annual State of Engagement Survey, 2025
  4. 4 · 4 · Wouters F, Gruwez H, et al., JMIR Formative Research, 2025
  5. 5 · 5 · Gruwez H, et al., EP Europace, 2024
  6. 6 · 6 · Lyth et al., PMC, 2022
  7. 7 · 7 · FibriCheck Insurance Programme General 2026, n>25,000, internal data